Before you select a specific property:

• Have available funds in your accounts to pay for your inspections, downpayment and closing costs, including the first year's insurance premiums.
• Go to the local credit bureau and pay the applicable fee to receive a copy of your credit report. If you find a reporting error which would negatively affect your credit rating, have the error corrected prior to the loan application.
• Make an appointment with a mortgage lender to determine your maximum loan amount. Your loan pre-qualification will make your contract more acceptible to a seller and will help the loan approval process go quickly and smoothly.
• Make a prioritized list of features which you would like in your new home.
  Start with the basics: required number of bedrooms, baths, house and lot size, architectural style, and any special requirements such as a study, quarters or pool.
• Select a professional Realtor to assist you with your property search. Buying a home is a very important financial decision for you and your family. Elaine Allen of Greenwood King Properties is qualified to guide you every step of the way and to make your house-hunting a pleasant experience. As a member of the Multiple Listing Service, she can provide up-to-date information on all available properties and educate you on the nuances that characterize the various Houston neighborhoods. Once you have selected the home that best suits your needs, Elaine will assist you with negotiating a contract, arranging financing and finalizing the closing details. And after you have moved in, expect Elaine to stay in touch. Her interest doesn't end at the closing table!